Privacy and Use of Data: The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, doing business as The Annuity Link, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. The Annuity Link collects user data that is stored in cookies. By clicking on any form, you authorize The Annuity Link to call you and send pre-recorded messages, text messages, emails, and in-app Facebook messages to you about The Annuity Link’s products and services at the telephone number and/or email address you have on file with Facebook, or any other telephone number, email address or contact information that you provide to The Annuity Link, including your mobile phone, landline or other phones, if provided, using an automated dialer or email system, even if you are on the national or state “Do Not Call” list. The Annuity Link works with 3rd party technology providers, including session replay technology, and by clicking on any form, you are giving express prior consent for your data to be shared with the 3rd party technology providers. You understand that your consent is not a requirement to purchase products and services from The Annuity Link. Message and data rates may apply, and you can opt-out anytime.
The Annuity Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. By clicking on any form, you authorize The Annuity Link to call you and send pre-recorded messages, text messages, emails, and in-app Facebook messages to you about The Annuity Link products and services at the telephone number and/or email address you have on file with Facebook, or any other telephone number, email address or contact information that you provide to The Annuity Link, including your mobile phone, landline or other phone, if provided, using an automated dialer or email system, even if you are on the national or state “Do Not Call” list. The Annuity Link works with 3rd party technology providers, including session replay technology, and by clicking on any form, you are giving express prior consent for your data to be shared with the 3rd party technology providers. You understand that your consent is not a requirement to purchase products and services from The Annuity Link. Message and data rates may apply, and you can opt out anytime.
The Long Term Care Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. By clicking on any form, you authorize The Long Term Care Link to call you and send pre-recorded messages, text messages, emails, and in-app Facebook messages to you about The Long Term Care Link’s products and services at the telephone number and/or email address you have on file with Facebook, or any other telephone number, email address or contact information that you provide to The Long Term Care Link, including your mobile phone, landline or other phone, if provided, using an automated dialer or email system, even if you are on the national or state “Do Not Call” list. The Long Term Care Link works with 3rd party technology providers, including session replay technology, and by clicking on any form, you are giving express prior consent for your data to be shared with the 3rd party technology providers. You understand that your consent is not a requirement to purchase products and services from The Long Term Care Link. Message and data rates may apply, and you can opt out anytime.
All guarantees are backed solely by the claims-paying ability of the issuing insurance company. Annuities are not insured by the FDIC, NCUA/NCUSIF, or any other government agency, nor are they bank deposits or obligations of, or guaranteed by, any bank or credit union. Surrender charges may apply for early withdrawals, and withdrawals made before age 59½ may be subject to a 10% IRS penalty. Interest rates are guaranteed for the initial term only; renewal or declared rates may vary and are not guaranteed beyond that period.
Earnings accumulate on a tax-deferred basis until withdrawn and are taxable as ordinary income when distributed. Product features, terms, availability, and regulations may vary by state; consult your licensed agent for details. Fixed or Multi-Year Guaranteed Annuities (MYGAs) are not subject to equity market losses and do not participate directly in stock or index growth. Fixed Index Annuities earn interest based on the performance of a market index but do not directly invest in the market. Interest credits are subject to caps, spreads, or participation rates, and principal is protected from market declines.
Certain contracts may offer optional benefit riders—such as living or death benefit riders—that involve additional costs and may carry specific limitations or restrictions. Any illustrations or projections of future values are hypothetical, based on assumptions, and may include non-guaranteed elements; actual results may differ. Many states provide a “free-look” period allowing you to cancel the contract within a specified number of days after delivery for a refund, subject to applicable charges.
Annuities are designed for long-term retirement income and may not be appropriate for short-term goals. Purchasing an annuity within a tax-qualified plan (such as an IRA or 401(k)) provides no additional tax benefits beyond those of the plan itself. The issuing company may modify product features or terms as required by state or federal regulations, and any such changes will be communicated in writing.
The issuing insurance company is solely responsible for its contractual obligations; prospective clients are encouraged to review the company’s financial strength ratings and regulatory history. This material is a solicitation of insurance, and a licensed insurance agent may contact you. Products are offered exclusively through duly licensed agents or brokers and are subject to all applicable laws, regulations, and oversight by state insurance departments.
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, doing business as The Annuity Link and The Long Term Link, employs insurance agents (producers), and through such agents, can provide these services to clients in most states of the USA. By clicking on any form, you authorize The Benefit Link to call you and send pre-recorded messages, text messages, emails, and in-app Facebook messages to you about The Benefit Link’s products and services at the telephone number and/or email address you have on file with Facebook, or any other telephone number, email address or contact information that you provide to The Benefit Link, including your mobile phone, landline or other phone, if provided, using an automated dialer or email system, even if you are on the national or state “Do Not Call” list. The Benefit Link works with 3rd party technology providers, including session replay technology, and by clicking on any form, you are giving express prior consent for your data to be shared with the 3rd party technology providers. You understand that your consent is not a requirement to purchase products and services from The Benefit Link. Message and data rates may apply, and you can opt out anytime.
